Jim Potts

Synergy One Lending

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The Quick and Easy Guide to Understanding the Math Behind Your Mortgage Closing Costs

June 30, 2022 by Jim Potts

It's amazing that in a year with extremely low mortgage rates being reported around the country, closing costs are up by as much as 6% from the previous year. Part of the reason for this is that the stricter regulations on loans have increased the costs to banks, and they always find a way to pass on new costs to the consumer.

Filed Under: Home Mortgage Tips, Loan Tips Reno Tagged With: Closing Costs, Home Mortgage Tips, Mortgages

Can I Qualify for a Mortgage After Declaring Bankruptcy? Yes — and Here’s How

June 24, 2022 by Jim Potts

It may feel like a very daunting task to consider buying a home after you've declared bankruptcy, and there's no doubt that it's an uphill battle. Fortunately, while you'll have hard work ahead, there are things you can do in order to make your dream of home ownership a possibility. Whether you've just declared bankruptcy or some time has passed, here are some things you should consider before getting into the market.

Filed Under: Home Mortgage Tips, Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

3 Reasons You Should Trust in a Mortgage Advisor Instead of Trying to Predict Rates

June 16, 2022 by Jim Potts

If the time has come to purchase a home and you've been perusing the real estate market, it's possible you've also been considering the mortgage options that might work best for you. In the event that you're already spending a lot of time looking at homes and trying to sell your own, here are a few reasons you may want to leave your mortgage considerations to a professional.

Filed Under: Home Mortgage Tips, Loan Tips Reno Tagged With: Home Mortgage Tips, Interest Rates, Mortgages

Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies

June 15, 2022 by Jim Potts

The monthly mortgage payment can be burdensome for many, but it's possible you've thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.

Filed Under: Home Mortgage Tips, Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage, Mortgage Payment

How Much Should You Budget for Closing Costs? Let’s Take a Look

June 2, 2022 by Jim Potts

If you're in the market for a new home, you're probably trying to budget for all of the expenses that come with a home purchase. After all, the asking price isn't necessarily the entire amount that you'll pay - there are other expenses that will factor in to the final price. One such expense is your closing costs.

Filed Under: Home Mortgage Tips Tagged With: Closing Costs, Home Mortgage Tips, Mortgages

FHA Streamline Refinance Mortgage Loan Program

May 26, 2022 by Jim Potts

Many homeowners would love to lower their interest rate or take advantage of other benefits associated with refinancing, but they are concerned about the time and expense associated with refinancing their current mortgage. The FHA Streamline Refinance loan program is designed to provide those who currently have an FHA loan with an easier way to refinance their mortgage, and this may be a desirable option for many.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Refinancing, Mortgages

Saving Up for Your Down Payment? Try These Money-saving Tips to Speed Things Up

May 25, 2022 by Jim Potts

One of the most significant challenges that many people face when preparing to buy a first home relates to saving money for a down payment. While there are many different loan programs with varying down payment requirements, the fact is that it can still be difficult to save up a large sum of money.

Filed Under: Home Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgages

The Top Smart Home Products You Should Know About

May 19, 2022 by Jim Potts

Technology has come a long way, and you might be thinking about turning your house into a smart home. Now, there are a lot of smart home products available, and you may have a difficult time keeping track of which ones are best for you. What are some of the top smart home products you need to know about?

Filed Under: Home Mortgage Tips Tagged With: Mortgage, Smart Locks, Technology

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Jim Potts

Jim Potts


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