Jim Potts

Synergy One Lending

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Whatever You Do, Don’t Make These Common Mortgage Mistakes

May 27, 2022 by Jim Potts

Are you applying for a mortgage on your home? Keep in mind that a mortgage is a major financial decision and choosing one will have a significant impact on the rest of your life.

Filed Under: Mortgage Tips Tagged With: Common Mortgage Mistakes, Homebuyer Tips, Mortgage Tips

Advice For Purchasing A House On A Single Income

March 31, 2022 by Jim Potts

Even though a lot of people have two incomes they can use to purchase a house (theirs and their partner's), this is not necessarily required. There are lots of people who want to take advantage of current interest rates to purchase a house, and some people are trying to do it on their own.

Filed Under: Mortgage Tips Tagged With: Buying a Home, Co-Signer, Mortgage

Eliminate These 5 Barriers To Saving For Your Down Payment This Month!

February 16, 2022 by Jim Potts

With all the expenses that go into monthly living and the temptations that come along with life, saving money for the down payment on your new home can be quite a struggle for many people. If you're having a hard time saving and are wondering what you can do to ensure a higher bank balance next month, here are a few things that may pose a risk getting the home of your dreams.

Filed Under: Mortgage Tips Tagged With: Down Payment, Financial Planning, Home Purchase

Making Sure You Are Ready To Take On A Mortgage

February 15, 2022 by Jim Potts

There is so much to know when it comes to homeownership that even wading into all of the information can seem overwhelming. Here are a few ways that you can ensure you're ready for what a mortgage entails so that buying your dream home will be a positive experience you won't regret.

Filed Under: Mortgage Tips Tagged With: Credit Score, Home Mortgage Tips, Mortgages

An Overview Of Electronic And Smart Locks

February 10, 2022 by Jim Potts

Almost everyone has been locked out of their home before. If you do not have a hidden key or someone else with a key, it can be stressful to wait for a locksmith to come and open the door. Fortunately, there are ways homeowners can address this issue, and one of the options is to get a smart lock or an electronic lock instead.

Filed Under: Mortgage Tips Tagged With: Home Security, Mortgage Tips, Smart Locks

Understanding How Home Equity Works and Why Buying a Home Can Be Your Best Investment

January 11, 2022 by Jim Potts

Whether you've never heard the phrase 'home equity' before or you have a little familiarity, here are the ins and out of what it means and how this asset can help your financial outlook.

Filed Under: Mortgage Tips Tagged With: Buying a Home, Home Buyer Tips, Mortgage Investing

The ‘Debt to Income’ Ratio and How It Affects Your Home Purchase

December 22, 2021 by Jim Potts

The real estate market is rife with terminology that can make a home purchase seem more than a little complicated. If you're currently looking for a home and are considering your loan options, you may have even heard the term 'Debt to Income' ratio. In the interest of simplifying things, here are some insights on what this term means and how it can impact your home investment.

Filed Under: Mortgage Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

The Top Ways To Add Storage To A Home

October 28, 2021 by Jim Potts

There are many homeowners who are looking for help with storage. Even after moving in, many homeowners still have a lot of items they need to get rid of and this is where built-in storage solutions can be helpful.

Filed Under: Mortgage Tips Tagged With: Closet Storage, Mortgage Tips, Storage

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Jim Potts

Jim Potts


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