Jim Potts

Synergy One Lending

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What To Know About Your Debt-To-Income Ratio When Buying A Home

September 15, 2022 by Jim Potts

When you apply for a mortgage, your lender will do some quick math to figure out how much of a loan you can afford. Your lender will consider many factors, and one of the most important ones is your debt-to-income ratio.

Filed Under: Loan Tips Reno Tagged With: Credit Score, Debt to Income, Mortgage

The Minimum Credit Score For VA Home Loan Approval: What To Know

September 13, 2022 by Jim Potts

When you are applying for a home loan, you need to make sure that you meet the minimum credit score requirements. If you decide to go with a traditional loan, the credit limit can be high, making it hard to qualify for a home loan. In contrast, you might be able to qualify for a VA home loan with a much lower credit score. What do you need to know?

Filed Under: Loan Tips Reno Tagged With: Credit Score, Mortgage, VA Loans

Understanding Your FICO Score and Why Small Credit Mistakes Can Cause Huge Headaches

September 2, 2022 by Jim Potts

Many people all over the world are dealing with issues involving debt or poor credit history, but most aren't necessarily aware of what exactly makes up their credit score. Unfortunately, it might seem like it's the big stuff that counts when it comes to credit, but little things can have a significant impact on your financial health. If you're looking to improve your understanding and your finances, here's what you need to know about small mistakes and your FICO score.

Filed Under: Loan Tips Reno Tagged With: Credit Score, Mortgage, Mortgage Applications

The Top Questions To Ask A Mortgage Lender

July 27, 2022 by Jim Potts

With many people interested in taking out a home loan, it is critical for potential homeowners to think carefully about which loan structure is right for them.

Filed Under: Loan Tips Reno Tagged With: Credit Score, Mortgage, Mortgage Insurance

How Long Does A Refinance Take?

March 9, 2022 by Jim Potts

If you want to save money on your mortgage, refinancing your house could be a great move. As long as you have plenty of equity and a great credit score, you should be able to qualify for the refinance process. At the same time, you might be wondering, how long will it take you to refinance your house? There are several factors to keep in mind, so be sure to work with a professional who can walk you through the process.

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Refinancing

Why Did My Application For A Refinance Get Turned Down?

March 8, 2022 by Jim Potts

If you want to save money on your home loan, you might want to refinance. During the refinancing process, you could secure a better interest rate on your home loan. You could also withdraw cash from your home's equity value to cover other expenses. Similar to a regular mortgage application, some refinance applications are denied. Why is this the case, and what should you do next?

Filed Under: Mortgage Tagged With: Credit Score, Home Value, Mortgage

How Can You Secure A Better Interest Rate When Refinancing Your Home Loan?

February 25, 2022 by Jim Potts

If you want to save money on your home loan, you may want to consider refinancing. During the refinancing process, you will replace your existing home loan with a new one; however, you want to secure the lowest interest rate possible. How can you get a better rate on your mortgage during the refinancing process?

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Refinance

Making Sure You Are Ready To Take On A Mortgage

February 15, 2022 by Jim Potts

There is so much to know when it comes to homeownership that even wading into all of the information can seem overwhelming. Here are a few ways that you can ensure you're ready for what a mortgage entails so that buying your dream home will be a positive experience you won't regret.

Filed Under: Mortgage Tips Tagged With: Credit Score, Home Mortgage Tips, Mortgages

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Jim Potts

Jim Potts


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