Jim Potts

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The Benefits of Using a Veterans (VA) Loan To Purchase Your Home

November 11, 2022 by Jim Potts

U.S. military veterans have opportunities to enjoy some richly-deserved benefits in other aspects of their lives, including some special options for financing their homes. VA loans may give active military personnel, retired veterans, and sometimes surviving family members of veterans the ability to purchase homes that might not prove available to them through more conventional mortgage loans.

Filed Under: Loan Tips Reno Tagged With: Home Loan, VA, Veterans

A 20 Percent Down Payment: Is This Really Necessary?

October 20, 2021 by Jim Potts

Purchasing a home is a major decision, and it could be the most expensive financial transaction somebody ever makes. Therefore, it is important to get this right. One of the biggest hurdles for a new homeowner is coming up with enough money for the down payment. A lot of people believe they require 20 percent down to purchase a home.

Filed Under: Mortgage Tagged With: Down Payment, Home Loan, Mortgage

What To Know About Shopping For Mortgage Rates

September 14, 2021 by Jim Potts

Applying for a home loan can be an exciting process; however, this is a major financial decision. Therefore, potential homeowners need to make sure they understand how to shop for the best mortgage rate possible. A mortgage is usually a long-term loan, allowing potential homeowners to purchase a home using small monthly payments. Fortunately, there are a variety of tools available that can make the process easier. What do potential homeowners need to know when shopping for mortgage rates?

Filed Under: Mortgage Tagged With: Home Loan, Mortgage, Mortgage Rates

You May Need More Than You Think To Buy Your First Home

September 9, 2020 by Jim Potts

Those who are thinking about buying their first home soon are likely saving up for a down payment. This can be a challenging process because, for many people, this is the largest amount of money they have ever saved in their lives. Sadly, the amount that people might need to buy their first home is more than they think.

Filed Under: Mortgage Tips Tagged With: Down Payment, Home Loan, Mortgage Loans

A Guide To Everything Regarding Instant Pre Approved Home Loans

June 25, 2020 by Jim Potts

There are many people who set buying a home as one of their major life goals. There is a lot that comes with owning a home including a major investment opportunity, a sense of stability, and a feeling of pride; however, homes are also expensive. It can be challenging to find a home loan.

Filed Under: Mortgage Tagged With: Home Loan, Mortgage, Pre-Approval

Simple Tips To Pay Off A Home Mortgage Loan Faster

June 26, 2019 by Jim Potts

It is a major life decision to buy a home and yet many do not consider how much they will pay on the interest over the life of the loan. All they usually think about is if they can afford to pay the monthly mortgage payments.

Filed Under: Mortgage Tagged With: Home Loan, Interest, Mortgage

4 Ways To Get Your Home Loan Closed Faster

March 21, 2019 by Jim Potts

You've finally found the perfect home for your family. Now the only thing standing between you and domestic bliss is the loan process. Use these techniques to shorten the amount of time between placing your bid and getting the final approval on your new home mortgage.

Filed Under: Mortgage Tagged With: Financing, Home Loan, Mortgage

Jim Potts

Jim Potts


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Call (760) 337-8100
NMLS# 227144
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