Jim Potts

Synergy One Lending

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Why Should You Consider Getting An Adjustable Rate Mortgage?

March 10, 2023 by Jim Potts

If you are planning on buying a house in the near future, you have probably seen that there are multiple options available. You might even be considering an adjustable-rate mortgage, usually shortened to ARM. While many people opt for a fixed-rate mortgage, there are a few reasons to consider an ARM as well. What are some of the top advantages to keep in mind?

Filed Under: Loan Tips Reno Tagged With: ARM Loans, Loan Options, Mortgage

What You Need To Know About A Closed-End Second Mortgage

January 31, 2023 by Jim Potts

A home is probably one of the most expensive purchases you will ever make. It is important for you to understand all of the options available to you, particularly if you need a quick source of cash, and you might be thinking about taking out a second mortgage.

Filed Under: Loan Tips Reno Tagged With: Loan Options, Mortgage, Second Mortgage

What To Know About a 40-Year Mortgage

August 16, 2022 by Jim Potts

If you take a look at your mortgage options, you might find an option for a 40-year mortgage. Now, most lenders do not offer this as an option, but if you find yourself struggling to keep up with your mortgage payments, the lender may offer to restructure your loan into a 40-year term. Is this a smart move, and what do you need to know about this choice?

Filed Under: Loan Tips Reno Tagged With: 40 Year Loan, Loan Options, Mortgage

Is an ARM Loan Right for You?

June 17, 2021 by Jim Potts

In today's competitive housing industry, it's important to find the loan that's right for you. With the low-interest-rate environment, many buyers wonder if an ARM loan is the best choice. Here's everything you should consider before choosing an A

Filed Under: Mortgage Tagged With: ARM, Loan Options, Mortgage

VA vs FHA vs USDA What’s the Difference?

April 7, 2021 by Jim Potts

You may have more options than you think when it comes to securing a mortgage for your new home. While many buyers opt for conventional financing, another option or program might be a better choice for you, depending on your personal and financial situation. Learning more about FHA, USDA, and VA loans ensures you get the best possible deal for your mortgage and that you secure the loan that you need for your new home. Here's what you need to know about these useful mortgage options.

Filed Under: Mortgage Tagged With: Loan Options, Mortgage, VA Loans

Jim Potts

Jim Potts


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Call (760) 337-8100
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