Jim Potts

Synergy One Lending

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In a Hurry to Buy a Home? Speed Your Mortgage Approval up by Following This Checklist

January 13, 2023 by Jim Potts

Have you finally found your dream home after months of searching, only to discover that the seller has received other offers? Few circumstances can raise your stress level as much as finding yourself in a bidding war against another buyer. However, being unprepared by not having your finances in order can make the situation even worse.

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Considering a New Home Next Year? Start Now and Get a Jump on Improving Your Credit Score

November 10, 2022 by Jim Potts

With the new year right around the corner, that leaves you with precious little time to get your finances in order. Let's explore a few tips that will help you get a jump on improving your credit score before the end of the year.

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

How to Use a Mortgage to Buy a Home After Going Through a Bankruptcy

October 12, 2022 by Jim Potts

While it is sometimes the best option to get your finances repaired, the bankruptcy and following discharge period can be tough. However, while it may delay things for a couple of years, the good news is that even a bankruptcy won't stop you from borrowing a mortgage to buy a home. In today's article, we will share some insight into how you can get a mortgage loan after going through bankruptcy.

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Speed up Your Mortgage Closing Process With This Handy Four-step Guide

September 28, 2022 by Jim Potts

Are you in the market for a new house or apartment? If you are financing the purchase by taking out a mortgage, you'll want to know how to make this transaction run as smooth as possible. In today's article, we'll share a quick four-step guide to speeding up the mortgage closing process.

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

The Quick and Easy Guide to Determining How Big of a Mortgage Your Family Can Afford

September 14, 2022 by Jim Potts

Are you shopping around for a new house or apartment? One of the key considerations you will need to make is figuring out how much you want to invest in your new home. Below you'll find our quick and easy guide to determining just how much "house" you can afford. Let's get started!

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Understanding Your FICO Score and Why Small Credit Mistakes Can Cause Huge Headaches

September 2, 2022 by Jim Potts

Many people all over the world are dealing with issues involving debt or poor credit history, but most aren't necessarily aware of what exactly makes up their credit score. Unfortunately, it might seem like it's the big stuff that counts when it comes to credit, but little things can have a significant impact on your financial health. If you're looking to improve your understanding and your finances, here's what you need to know about small mistakes and your FICO score.

Filed Under: Loan Tips Reno Tagged With: Credit Score, Mortgage, Mortgage Applications

3 Different Types of Loan That Will Negatively Impact Your Ability to Get a Mortgage

July 15, 2022 by Jim Potts

A good credit rating is built on a number of financial factors including paying your bills on time and the length of your credit history, but loans can also be a source of bolstering your credit score in a positive way.

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Can I Qualify for a Mortgage After Declaring Bankruptcy? Yes — and Here’s How

June 24, 2022 by Jim Potts

It may feel like a very daunting task to consider buying a home after you've declared bankruptcy, and there's no doubt that it's an uphill battle. Fortunately, while you'll have hard work ahead, there are things you can do in order to make your dream of home ownership a possibility. Whether you've just declared bankruptcy or some time has passed, here are some things you should consider before getting into the market.

Filed Under: Home Mortgage Tips, Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

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Jim Potts

Jim Potts


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Call (760) 337-8100
NMLS# 227144
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