Jim Potts

Synergy One Lending

  • Home
  • Resources
    • First Time Buyer Tips
    • First Time Seller Tips
    • Closing Costs
    • Home Appraisal
    • Home Inspection
    • Loan Programs
    • Loan Process
    • Mortgage Glossary
  • Buyer & Seller Guides
    • Construction & Renovation Loan Learning Center
    • Home Buyer Handbook
    • Buying a Home
    • Comprando Una Casa
    • Selling Your House
    • Vendiendo Su Casa
  • Schedule Appointment
  • Apply
  • Reviews
    • My Reviews
    • Google Reviews
  • About Jim
  • Contact Us

Buying for Retirement: 3 Reasons Why You’ll Want to Buy Your Retirement Home Before You Retire

August 28, 2023 by Jim Potts

While it may seem like a big time commitment to find a new home while you're still busy with your work there are several significant financial benefits to purchasing your retirement home before you actually do retire. Here are our top reasons why.

Filed Under: Loan Tips Reno Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

How Young Is ‘Too Young’ to Buy Your First Home? Getting Started Early Has Its Ups and Downs

April 12, 2023 by Jim Potts

Many millennials are expected to enter the housing market in the next year with the interest rates still low. However, while it may be a good time, it does not necessarily mean that it's the right time for you to make the investment. If you're currently weighing your options when it comes to home ownership, here are some things to consider before you decide put the money down.

Filed Under: Loan Tips Reno Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

On Time, Every Time: How Being Late on Monthly Payments Can Affect Your Mortgage

January 25, 2023 by Jim Potts

Are you the type of person that struggles with remembering to pay their bills on time? You're not alone. People across the country regularly submit late monthly payments, inflicting terrible damage to their credit. Let's take a quick look at how paying your monthly payments late can have a negative impact on your mortgage.

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

Buying a Home in a Fire Risk Area: Here’s What You Need to Know

December 9, 2022 by Jim Potts

Outside of the significant financial responsibility of delving into home ownership, there can also be a lot of other risks involved that you may not have thought about as a new homeowner. While the requirement of homeowner's insurance is well known and guarding your house against theft can be commonplace, if you happen to be living in an area that's at high risk of fire, here are some things to consider beforehand.

Filed Under: Loan Tips Reno Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

Understanding ‘PITI’ and What Goes in to Your Monthly Payments

December 2, 2022 by Jim Potts

Ask any friend or family member that owns a home and they will share that it takes a bit of management to keep all the expenses under control. Let's explore the concept of PITI and why it is vital to have a clear picture of how much your home is costing you each month.

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

Taking Out a Mortgage for the First Time? Learn Why a Condo Might Be a Great First Home

November 4, 2022 by Jim Potts

Are you starting to tire of paying your monthly rent to someone and never building any equity? Renting forever can be a significant pain, especially as you're contributing to someone else's financial well-being. The good news is that there are affordable real estate options out there for those investing in their first home. Below we will share a few excellent reasons why an apartment or condo might be the best choice for a first-time home buyer.

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

Downsizing? Here’s What You Can Expect When You Move From a House to a Condo

November 2, 2022 by Jim Potts

Whether the kids have moved out or you just aren't using the extra bedrooms, having a house that feels 'too big' is rarely fun. In today's post, we will share a few changes you can expect when you downsize from a large house to a smaller apartment or condo.

Filed Under: Loan Tips Reno Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

3 Reasons Why Your First Home Should Be a Spacious One

November 1, 2022 by Jim Potts

Buying a home for the first time? One of the key considerations you'll need to make is just how much 'house' you want to buy. While going minimal might seem like a good idea to save on costs, having a smaller living space can end up cramping your lifestyle in many ways. Let's take a look at three great reasons why your first home should be roomy, spacious and luxurious.

Filed Under: Loan Tips Reno Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

  • 1
  • 2
  • 3
  • Next Page »
Jim Potts

Jim Potts


Branch Manager
Call (760) 337-8100
NMLS# 227144
Synergy One Lending Logo

What's My Home Worth?

How can I help?


0 / 180

Connect With Me

Archives

Latest Articles

  • 4 Facts You Need to Know Before Setting Up a Mortgage Escrow Account
  • What’s Ahead For Mortgage Rates This Week – October 2, 2023
  • A Quick Look at Reverse Mortgages: The Golden Ticket to Enjoying Your Golden Years
  • Understanding Mortgage Amortizations and Why Longer Periods Can Cost More

Our Location


5252 Balboa Avenue, 601a
San Diego, CA 92117

Copyright © 2021 | Synergy One Lending | NMLS# 227144 | Corp NMLS #1907235 | Licensed to Do Business in the State of CA | NMLS Consumer Access Portal | Privacy Policy | Disclosures


Equal Housing Lender

Copyright © 2023 · Powered by MySMARTblog