Jim Potts

Synergy One Lending

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On Time, Every Time: How Being Late on Monthly Payments Can Affect Your Mortgage

January 25, 2023 by Jim Potts

Are you the type of person that struggles with remembering to pay their bills on time? You're not alone. People across the country regularly submit late monthly payments, inflicting terrible damage to their credit. Let's take a quick look at how paying your monthly payments late can have a negative impact on your mortgage.

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

Buying a Home in a Fire Risk Area: Here’s What You Need to Know

December 9, 2022 by Jim Potts

Outside of the significant financial responsibility of delving into home ownership, there can also be a lot of other risks involved that you may not have thought about as a new homeowner. While the requirement of homeowner's insurance is well known and guarding your house against theft can be commonplace, if you happen to be living in an area that's at high risk of fire, here are some things to consider beforehand.

Filed Under: Loan Tips Reno Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

Understanding ‘PITI’ and What Goes in to Your Monthly Payments

December 2, 2022 by Jim Potts

Ask any friend or family member that owns a home and they will share that it takes a bit of management to keep all the expenses under control. Let's explore the concept of PITI and why it is vital to have a clear picture of how much your home is costing you each month.

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

Taking Out a Mortgage for the First Time? Learn Why a Condo Might Be a Great First Home

November 4, 2022 by Jim Potts

Are you starting to tire of paying your monthly rent to someone and never building any equity? Renting forever can be a significant pain, especially as you're contributing to someone else's financial well-being. The good news is that there are affordable real estate options out there for those investing in their first home. Below we will share a few excellent reasons why an apartment or condo might be the best choice for a first-time home buyer.

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

Downsizing? Here’s What You Can Expect When You Move From a House to a Condo

November 2, 2022 by Jim Potts

Whether the kids have moved out or you just aren't using the extra bedrooms, having a house that feels 'too big' is rarely fun. In today's post, we will share a few changes you can expect when you downsize from a large house to a smaller apartment or condo.

Filed Under: Loan Tips Reno Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

3 Reasons Why Your First Home Should Be a Spacious One

November 1, 2022 by Jim Potts

Buying a home for the first time? One of the key considerations you'll need to make is just how much 'house' you want to buy. While going minimal might seem like a good idea to save on costs, having a smaller living space can end up cramping your lifestyle in many ways. Let's take a look at three great reasons why your first home should be roomy, spacious and luxurious.

Filed Under: Loan Tips Reno Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

Ready to Buy Your First Home? Don’t Forget to Check Your Credit Score – Here’s Why

September 20, 2022 by Jim Potts

If you are planning on engaging with a mortgage lender, you'll need to have your finances in order. In today's post, we'll share a few key reasons why you'll want to check your credit score well in advance of buying your first home.

Filed Under: Loan Tips Reno Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

3 Key Reasons Why Buying Your First Home Is Like Planning a Wedding

July 21, 2022 by Jim Potts

You may not see the connection right away, but buying a home and planning a wedding are two experiences that require certain skills and challenge you in similar ways. Check out the three key similarities in this post.

Filed Under: Loan Tips Reno Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

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Jim Potts

Jim Potts


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Call (760) 337-8100
NMLS# 227144
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