Last week's economic reporting included readings on inflation and consumer sentiment along with weekly readings on mortgage rates and jobless claims.
3 Most Commonly Asked Questions About Renovation & Construction Loans
What are my options if I have no down payment, or only a small down payment?
FHA loans allow a minimum of 3.5% down and this down payment can be in the form of documented gift funds from a family member. Conventional loans may allow a minimum of 3% down, which can also be from documented gift funds from a family member. Using VA financing a qualified active service or veteran may receive 100% financing. The USDA Rural Housing program also allows 100% financing, though there are both geographic and income restrictions with this program. The amount financed may be reduced on all of these programs depending on the borrower(s) qualifying credit score.
The Top Reasons To Downsize When You Retire
If you have been in your house for a long time, there is a great chance that you have paid off almost the entirety of your mortgage. Furthermore, your home may have even gone up in value by tens of thousands of dollars.
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