Jim Potts

Synergy One Lending

  • Home
  • Resources
    • First Time Buyer Tips
    • First Time Seller Tips
    • Closing Costs
    • Home Appraisal
    • Home Inspection
    • Loan Programs
    • Loan Process
    • Mortgage Glossary
  • Buyer & Seller Guides
    • Construction & Renovation Loan Learning Center
    • Home Buyer Handbook
    • Buying a Home
    • Comprando Una Casa
    • Selling Your House
    • Vendiendo Su Casa
  • Schedule Appointment
  • Apply
  • Reviews
    • My Reviews
    • Google Reviews
  • About Jim
  • Contact Us

3 Things That Will Absolutely Kill Your Chances for a Mortgage Approval

March 24, 2023 by Jim Potts

Avoid these three mortgage-killing habits while your lender evaluates your loan and you'll quickly find yourself holding the keys to your new home.

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

Mortgage Interest Rate Versus APR: What To Know

March 23, 2023 by Jim Potts

When you go through the process of applying for a mortgage, you need to make sure you understand all of the terms on the page. Two of the most common numbers you will come across include the mortgage rate and the APR. Many people associate both of these numbers with interest rates, but you will probably notice that they are not quite the same. What are the differences between these two numbers, and how are they going to impact your mortgage loan?

Filed Under: Loan Tips Reno Tagged With: APR, Mortgage, Mortgage Rates

Navigating A Market With Higher Interest Rate

March 22, 2023 by Jim Potts

Even though interest rates have gone up significantly during the past few months, there are still opportunities for you to find a home at a great price. The high interest rate can be discouraging for some people, but as long as you know how to navigate the market, you can still put yourself in a position to be successful.

Filed Under: Loan Tips Reno Tagged With: Interest Rates, Mortgage, New Home

Understanding Mortgage Pre-Approvals and How to Avoid Being Declined for One

March 21, 2023 by Jim Potts

How does a mortgage pre-approval work, and how can you make sure you won't be declined when you apply? Here's what you need to know.

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

What’s Ahead For Mortgage Rates This Week – March 20, 2023

March 20, 2023 by Jim Potts

Last week's economic reporting included readings on housing starts and building permits issued, the National Association of Home Builders Housing Market Index, and Fed Chair Janet Yellen's Senate testimony. The Commerce Department reported on housing starts and building permits issued published, and a monthly reading on consumer sentiment was published. Weekly reports on mortgage rates and jobless claims were also released.

Filed Under: Loan Tips Reno Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Is A VA Loan The Best Option For Your Needs?

March 17, 2023 by Jim Potts

If you plan on buying a house in the near future, there are a few mortgage options available. One potential option is called a VA loan. This is a loan that has been backed by the Department of Veterans Affairs, and it could provide you with some added flexibility that you can use to purchase a house. Is a VA loan right for you? There are a few points to keep in mind.

Filed Under: Loan Tips Reno Tagged With: Mortgage, VA Loans

Bridge Loans: What You Need To Know

March 15, 2023 by Jim Potts

Are you in the process of selling your home? You probably want to buy a new one right now to ensure you have another house to move into, but what happens if you do not have the cash to buy a home right now? You might need to cash from your current home before you can purchase your next home, but can you really wait to sell your house before buying another one? A bridge loan can help you fix this issue. What is a bridge loan, and how does it work?

Filed Under: Loan Tips Reno Tagged With: Bridge Loans, Mortgage

A Reverse Mortgage And A Home Equity Conversion: What To Know

March 14, 2023 by Jim Potts

If you are getting ready to retire, you need to make sure you have income to support yourself during your golden years. One popular option is a reverse mortgage, and you can use it to supplement the benefits you receive through Social Security. On the other hand, you may have also heard about a home equity conversion mortgage. What are the differences between them, and which one is right for you?

Filed Under: Loan Tips Reno Tagged With: Equity, Mortgage, Reverse Mortgage

  • 1
  • 2
  • 3
  • …
  • 132
  • Next Page »
Jim Potts

Jim Potts


Branch Manager
Call (760) 337-8100
NMLS# 227144
Synergy One Lending Logo

What's My Home Worth?

How can I help?


0 / 180

Connect With Me

Archives

Latest Articles

  • 3 Things That Will Absolutely Kill Your Chances for a Mortgage Approval
  • Mortgage Interest Rate Versus APR: What To Know
  • Navigating A Market With Higher Interest Rate
  • Understanding Mortgage Pre-Approvals and How to Avoid Being Declined for One

Our Location


5252 Balboa Avenue, 601a
San Diego, CA 92117

Copyright © 2021 | Synergy One Lending | NMLS# 227144 | Corp NMLS #1907235 | Licensed to Do Business in the State of CA | NMLS Consumer Access Portal | Privacy Policy | Disclosures


Equal Housing Lender

Copyright © 2023 · Powered by MySMARTblog