Jim Potts

Synergy One Lending

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5 Things To Know About Severe Weather And Homeowners Insurance

September 22, 2023 by Jim Potts

The average homeowner feels secure knowing they have insurance in the event of a severe weather calamity. Most people believe that no matter what happens, they have paid for protection against disaster.

Filed Under: Loan Tips Reno Tagged With: Homeowners Insurance, Real Estate, Severe Weather

Best Things To Do Now To Get Your Finances Mortgage Ready

September 21, 2023 by Jim Potts

You probably already know that qualifying for a mortgage can be the biggest hurdle -- aside from actually finding that dream property -- along the path to home ownership.

Filed Under: Loan Tips Reno Tagged With: Budget, Mortgage, Organization

Looking to Pay Back Your Mortgage Faster? Three Reasons to Consider Switching to Bi-weekly Payments

September 20, 2023 by Jim Potts

What are some of the reasons why it may be beneficial to make two payments a month instead of one? Here are three reasons why you should ditch the monthly fees and make payments once every two weeks.

Filed Under: Loan Tips Reno Tagged With: Mortgage Repayment, Mortgage Tips, Mortgages

What’s Ahead For Mortgage Rates This Week – September 18, 2023

September 18, 2023 by Jim Potts

The current 30-year fixed mortgage rate hovers around 7.51 percent, one of the highest rates seen in two decades. This is an upward jump from August, where the rates averaged at 7.18 percent. This trend is impacting potential homeowners. Meanwhile, the 15-year fixed mortgage rate stands close to 6.51 percent, mirroring August's average, which rounded off at 6.55 percent.

Filed Under: Loan Tips Reno Tagged With: Financial Report, Jobless Claims, Mortgage Rates

What’s Ahead For Mortgage Rates This Week – September 18, 2023

September 18, 2023 by Jim Potts

The current 30-year fixed mortgage rate hovers around 7.51 percent, one of the highest rates seen in two decades. This is an upward jump from August, where the rates averaged at 7.18 percent. This trend is impacting potential homeowners. Meanwhile, the 15-year fixed mortgage rate stands close to 6.51 percent, mirroring August's average, which rounded off at 6.55 percent.

Filed Under: Loan Tips Reno Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Understanding the Differences Between ‘Prequalified’ And ‘Preapproved’ For a Mortgage

September 15, 2023 by Jim Potts

Are you in the market for a new home? If you are going to rely on mortgage financing to cover some of the purchase cost, you will need to start the application process as soon as possible. However, what if you just need to know how much you will be able to borrow so you can start finding homes in your price range?

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Should I Consolidate My Debts with a Mortgage Refinance Loan?

September 13, 2023 by Jim Potts

Managing multiple debts can become overwhelming and burdensome. Juggling various loan payments with varying interest rates and repayment terms can lead to financial stress and missed opportunities. One solution that borrowers often consider is consolidating their debts through a mortgage refinance loan. While this approach can be beneficial for some, it's crucial to carefully evaluate its pros and cons before deciding.

Filed Under: Loan Tips Reno Tagged With: Debt Consolidation, Mortgage, Refinance

Working From Home: 5 Best Tips To Make It Work

September 12, 2023 by Jim Potts

Carving out space for a home office isn't always easy, but if you have the option to work from home even part of the time, it's essential to have a space that works for you.

Filed Under: Loan Tips Reno Tagged With: Home Office, Home Organization, Mortgage

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Jim Potts

Jim Potts


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Latest Articles

  • 5 Things To Know About Severe Weather And Homeowners Insurance
  • Best Things To Do Now To Get Your Finances Mortgage Ready
  • Looking to Pay Back Your Mortgage Faster? Three Reasons to Consider Switching to Bi-weekly Payments
  • What’s Ahead For Mortgage Rates This Week – September 18, 2023

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