Jim Potts

Synergy One Lending

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An Overview Of Mortgage Points

May 31, 2023 by Jim Potts

There are two types of mortgage points: discount points and origination points. Discount points are used to buy down the interest rate on the loan, while origination points are used to cover the lender's administrative costs.

Filed Under: Loan Tips Reno Tagged With: Mortgage, Mortgage Points, Mortgage Rates

What’s Ahead For Mortgage Rates This Week – May 30, 2023

May 30, 2023 by Jim Potts

Homeowners weren't in a hurry to sell their homes due to the low mortgage rates they obtained during the pandemic. Current mortgage rates are higher than pandemic-era rates, which influenced homeowners to stay in their homes and keep their lower existing mortgage rates.

Filed Under: Loan Tips Reno Tagged With: Financial Report, Jobless Claims, Mortgage Rates

What’s Ahead For Mortgage Rates This Week – May 22, 2023

May 22, 2023 by Jim Potts

Last week's economic reporting included readings on U.S. housing markets, sales of previously-owned homes, housing starts, and building permits issued. Weekly readings on mortgage rates and jobless claims were also released.

Filed Under: Loan Tips Reno Tagged With: Financial Report, Jobless Claims, Mortgage Rates

What’s Ahead For Mortgage Rates This Week – May 15, 2023

May 15, 2023 by Jim Potts

The U.S. Labor Department reported the month-to-month pace of inflation rose by 0.40 percent in April and matched analysts' expectations. April's reading surpassed the March reading of 0.10 percent month-to-month inflationary growth. Inflation rose by 4.90 percent year-over-year in April. Analysts expect inflationary growth to continue, but at a slower pace through 2023.

Filed Under: Loan Tips Reno Tagged With: Case Shiller, Financial Report, Mortgage Rates

What’s Ahead For Mortgage Rates This Week – May 8, 2023

May 8, 2023 by Jim Potts

Last week's economic news included reporting on construction spending, the Federal Reserve's decision to raise its benchmark interest rate, and weekly readings on mortgage rates and jobless claims.

Filed Under: Loan Tips Reno Tagged With: Case Shiller, Financial Report, Mortgage Rates

Understand Your Options When You Refinance A Home Loan

April 26, 2023 by Jim Potts

Are you interested in refinancing your mortgage? There are a variety of reasons why you might want to refinance your home loan.

Filed Under: Loan Tips Reno Tagged With: Convetional Loan Options, Mortgage, Mortgage Rates

What’s Ahead For Mortgage Rates This Week – April 3, 2023

April 3, 2023 by Jim Potts

Last week's economic reporting included readings on home prices, inflation, and pending home sales. Weekly readings on mortgage rates and jobless claims were also published.

Filed Under: Loan Tips Reno Tagged With: Case Shiller, Jobless Claims, Mortgage Rates

What’s Ahead For Mortgage Rates This Week – March 27, 2023

March 27, 2023 by Jim Potts

Last week's financial and economic reporting included readings on sales of new and previously-owned homes, along with weekly data on mortgage rates and jobless claims.

Filed Under: Loan Tips Reno Tagged With: Financial Report, Home Sales, Mortgage Rates

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Jim Potts

Jim Potts


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Call (760) 337-8100
NMLS# 227144
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Latest Articles

  • S&P Case-Shiller Home Price Indices Show Mixed Readings in March
  • Does My Current Debt Affect Getting A New Mortgage?
  • An Overview Of Mortgage Points
  • What’s Ahead For Mortgage Rates This Week – May 30, 2023

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