In the context of a house sale, "contingent" typically means that the sale of the house is dependent on certain conditions being met. These conditions could include things like the buyer securing financing, the completion of a home inspection, or the sale of the buyer's current home.
Looking to Pay Back Your Mortgage Faster? Three Reasons to Consider Switching to Bi-weekly Payments
What are some of the reasons why it may be beneficial to make two payments a month instead of one? Here are three reasons why you should ditch the monthly fees and make payments once every two weeks.
Selling a House “As-Is”: Pros, Cons, and Considerations
Selling a house as-is can be a viable option for homeowners looking for convenience and cost savings. However, it's crucial to carefully consider the potential drawbacks, such as a lower sale price and limited buyer pool. Assessing the property's condition, seeking professional advice, and evaluating the financial implications are essential steps in deciding whether selling a house as-is is the right choice for you.
How to Run a Quick Financial Health Check Before You Apply for a Mortgage
Are you planning on using a mortgage to help cover the cost of a new home? If so, you will want to prepare your finances and figure out how you will manage all those wallet-draining monthly expenses. Let's take a look at how to run a quick financial health check to ensure you are ready to apply for a mortgage.
Why Your ‘Debt-to-Income Ratio’ Number Matters When Obtaining a Mortgage
If you are looking to buy a home, you may want to consider shopping for a loan first. Having your financing squared away ahead of time can make it easier to be taken seriously by buyers and help move along the closing process. For those who are looking to get a mortgage soon, keep in mind that the Debt-to-Income ratio of the borrower plays a huge role in the approval of your mortgage application.
The Top Ways To Keep Pests And Infestations Out of Your Home
There are a lot of pests that may try to make their way into your home, and they can cause significant health and safety issues in addition to detracting from your property values. It can be very difficult to remove infestations once they have infiltrated your home, so it is always better to prevent them from happening. What are a few tips you should keep in mind?
What Are Conditional Approvals?
As you take a look at potential houses for sale, what does it mean if you see a house with a conditional approval? Does that mean you can swoop in and purchase the house with a better offer? Even though a conditional approval doesn't mean that the sale is guaranteed to go through, it does mean that an agreement is in place.
Important Things To Know Before Signing Your Reverse Mortgage
There are many reasons people take out reverse mortgages. However, this option is usually considered by cash-strapped seniors who own their homes and are looking to ease the burden of their golden years. The beauty of reverse mortgages is that you'll receive money as long as you are current on property taxes and homeowners insurance.
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