Jim Potts

Synergy One Lending

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Navigating A Market With Higher Interest Rate

March 22, 2023 by Jim Potts

Even though interest rates have gone up significantly during the past few months, there are still opportunities for you to find a home at a great price. The high interest rate can be discouraging for some people, but as long as you know how to navigate the market, you can still put yourself in a position to be successful.

Filed Under: Loan Tips Reno Tagged With: Interest Rates, Mortgage, New Home

The Do’s And Dont’s Of Making Your Offer More Competitive

March 9, 2023 by Jim Potts

Today, the housing market is more competitive than it has ever been in the past. You may have your eyes on your dream home, but how can you make it stand out from the crowd?

Filed Under: Loan Tips Reno Tagged With: New Home, Offer, Real Estate

The Top Reasons To Stop Renting And Buy Today

February 24, 2023 by Jim Potts

Buying a house can be expensive, and it can take a long time to save up money for a down payment; however, it might be time for you to stop renting and buy your own place. What are some of the top reasons why it might be time to put down some roots?

Filed Under: Loan Tips Reno Tagged With: Mortgage, New Home

Why You Receive So Much Junk Mail After Closing On Your Home

February 16, 2023 by Jim Potts

Congratulations! You have finally closed on your home loan, and you are excited to get moved in. Or, you may have just refinanced your home, and you are excited to enjoy it.

Filed Under: Loan Tips Reno Tagged With: Junk Mail, Mortgage, New Home

Should You Consider Purchasing A Newly Built Home?

December 16, 2022 by Jim Potts

If you have been in the process of looking for a home for a long time, you understand just how difficult it has been. You might have considered building your own house, but after seeing the bidding wars for land before you even start building, you may have crossed newly built homes off your list. Now, there are a few reasons why you should consider adding new homes back to your search.

Filed Under: Loan Tips Reno Tagged With: Construction, Mortgage, New Home

Escrow And Your Mortgage: The Most Important Points To Know

November 22, 2022 by Jim Potts

There are a lot of complicated terms thrown around regarding your mortgage, and one of them is an escrow account. You will probably hear that your lender will collect some additional money every month for escrow payments. If you take a look at your mortgage statement, you will see your interest, your principal, and your escrow. What does this mean, and why do you have to pay additional money that isn't going toward the balance of your loan?

Filed Under: Loan Tips Reno Tagged With: Escrow, Mortgage, New Home

The Right (And Wrong) Reasons To Buy A House

November 16, 2022 by Jim Potts

There are many people who dream of owning a home, but you need to purchase your home for the right reasons. Simply purchasing a house because other people are doing so is not a strong reason to make such an expensive purchase. What are some of the reasons why you should purchase a house? What are some examples of bad reasons to buy a home?

Filed Under: Loan Tips Reno Tagged With: Mortgage, New Home, School District

What Do First-Time Homebuyers Need To Know?

October 25, 2022 by Jim Potts

If you are purchasing a house for the first time, you are probably excited to imagine what your life might look like in a bunch of different houses. At the same time, the process can be a bit overwhelming.

Filed Under: Loan Tips Reno Tagged With: First Time Buyer, Mortgage, New Home

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Jim Potts

Jim Potts


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  • Buying in a New Community: How to Meet and Make Friends with Your New Neighbors
  • What You Need To Know About Your Home Appraisal And Your Mortgage
  • Most Renters Are Paying Far More Than Their Landlord’s Mortgage
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