Jim Potts

Synergy One Lending

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What To Know About Your Debt-To-Income Ratio When Buying A Home

September 15, 2022 by Jim Potts

When you apply for a mortgage, your lender will do some quick math to figure out how much of a loan you can afford. Your lender will consider many factors, and one of the most important ones is your debt-to-income ratio.

Filed Under: Loan Tips Reno Tagged With: Credit Score, Debt to Income, Mortgage

Refinancing: Check Your Financials First

May 4, 2022 by Jim Potts

You have probably heard that refinancing could help you save money on your home loan. Even though you are probably focused on current mortgage interest rates, feverishly comparing them to your own interest rate, you need to check your financials first. What are a few important indicators of your financial health that you need to check before you go through the refinancing process?

Filed Under: Mortgage Tagged With: Debt to Income, Mortgage, Refinance

A Checklist Of Documents You Need To Refinance Your Mortgage

April 20, 2022 by Jim Potts

If you want to save money on your mortgage, you might think about refinancing. Before you can complete the refinancing process, there are several documents you need to have. Make sure you have all of these documents organized before you go through the refinancing process.

Filed Under: Mortgage Tagged With: Debt to Income, Mortgage, Mortgage Documents

Understanding Your Debt To Income Ratio: What It Means

April 12, 2022 by Jim Potts

If you are looking for a home, you might need to finance it using a lender, such as a bank or a credit union. There are a number of factors that will influence whether your mortgage application is approved.

Filed Under: Mortgage Tagged With: Debt to Income, Mortgage, Mortgage Payment

Jim Potts

Jim Potts


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Call (760) 337-8100
NMLS# 227144
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