Jim Potts

Synergy One Lending

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Are Home Warranties Worth The Money?

October 20, 2020 by Jim Potts

Those who own homes might regularly receive mail advertising something called a home warranty. Many people end up tossing these leaflets away because they think this is just another form of home insurance, which many people get through their mortgage lender. In reality, a home warranty is not home insurance. Therefore, some people might be wondering whether or not a home warranty is worth the money.

Filed Under: Mortgage Tagged With: Financing Options, Home Warranty, Mortgage

3 Signs It Is Time For You To Refinance Your Mortgage

May 14, 2020 by Jim Potts

If you are looking for ways to save money on your mortgage, refinancing might be a good option. For those who might not know, refinancing can help a homeowner reduce monthly mortgage payments by switching to a lower interest rate.

Filed Under: Mortgage Tagged With: Financing Options, Mortgage, Refinancing

How To Pay Off Your Mortgage Early: 4 Methods That Work

May 13, 2020 by Jim Potts

While a mortgage is a necessity for many people who have the dream of owning a home, it is also a form of debt. Most people do not like owing money to someone else. Therefore, homeowners might be looking for ways to pay off their mortgage early. The reality is that people are charged interest for having a mortgage. If a mortgage is paid off early, this is less money than the bank will take and more money in the pockets of homeowners.

Filed Under: Mortgage Tagged With: Financing, Financing Options, Mortgage

What Is Pooled-Funds Investing?

May 7, 2020 by Jim Potts

Under the Jumpstart Our Business Startups (JOBS) Act, which was signed into law by President Obama on April 5, 2012, the Securities Exchange Commission (SEC) relaxed the rules about advertising investments. This allowed the trend of crowdfunding to expand dramatically giving real estate investors more opportunities for pooled-funds investing.

Filed Under: Real Estate Tagged With: Financing Options, Market Trends, Real Estate

How Do Mortgage Points Cut Your Interest Costs?

April 21, 2020 by Jim Potts

Those who are involved in the real estate industry likely know that mortgage rates are at an all-time low. At the same time, nobody wants to pay more for a house than they have to. Some of the most important factors that dictate how much someone is going to pay for a house include points and interest rates.

Filed Under: Mortgage Tagged With: Financing Options, Interest Rates, Mortgage

Mortgage Relief Refinance Programs For 2020

April 15, 2020 by Jim Potts

There are lots of people out there who are searching for options for mortgage relief. A quick search will reveal options for programs such as FMERR and HARP; however, many of the articles regarding these programs are a bit outdated. This makes them misleading. Sometimes, people might think they can apply for these programs when, in reality, they cannot. These programs have expired. Fortunately, there is another option for HIRO.

Filed Under: Mortgage Tagged With: Financing Options, Market Trends, Mortgage

Home Sales Are Spiking, Driven By Low Mortgage Rates

March 24, 2020 by Jim Potts

According to data from the National Association of Realtors, existing-home sales increased by 3.6% in December 2019. That pace is the strongest month-over-month in almost two years, since February 2018. The sales figures were also up 10.8% from what they were in December 2018.

Filed Under: Mortgage Tagged With: Financing Options, Market Trends, Mortgage

The Long-Term Toll Of College Costs

March 12, 2020 by Jim Potts

Taking out enormous student loans to get a college degree may be a terrible idea for some. The burden of paying off this debt can make it far more challenging to do other important things like buying a home.

Filed Under: Mortgage Tagged With: Debt Management, Financing Options, Mortgage

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Jim Potts

Jim Potts


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Call (760) 337-8100
NMLS# 227144
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