Jim Potts

Synergy One Lending

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Navigating A Market With Higher Interest Rate

March 22, 2023 by Jim Potts

Even though interest rates have gone up significantly during the past few months, there are still opportunities for you to find a home at a great price. The high interest rate can be discouraging for some people, but as long as you know how to navigate the market, you can still put yourself in a position to be successful.

Filed Under: Loan Tips Reno Tagged With: Interest Rates, Mortgage, New Home

The Top Benefits Of A Single Close Construction Loan

March 1, 2023 by Jim Potts

If you are thinking about building your own home, you might be wondering how construction loans work. There are plenty of options available, but one of the most popular choices is a single-close construction loan.

Filed Under: Loan Tips Reno Tagged With: Construction Loan, Interest Rates, Mortgage

What’s Ahead For Mortgage Rates This Week – December 19, 2202

December 19, 2022 by Jim Potts

Last week's economic reporting included readings on inflation, retail sales, and the Federal Reserve's Federal Open Market Committee meeting. Fed Chair Jerome Powell held his scheduled post-meeting press conference and weekly readings on mortgage rates and jobless claims were also released.

Filed Under: Loan Tips Reno Tagged With: Interest Rates, Jobless Claims, Mortgage Rates

Why Banks Don’t Always Give The Best Interest Rate

July 14, 2022 by Jim Potts

If you want to purchase a house, you will probably have to take out a mortgage. There are only a few people who have enough cash to purchase a house outright, so most will go to the bank for a loan.

Filed Under: Loan Tips Reno Tagged With: Bank Loans, Interest Rates, Mortgage

3 Reasons You Should Trust in a Mortgage Advisor Instead of Trying to Predict Rates

June 16, 2022 by Jim Potts

If the time has come to purchase a home and you've been perusing the real estate market, it's possible you've also been considering the mortgage options that might work best for you. In the event that you're already spending a lot of time looking at homes and trying to sell your own, here are a few reasons you may want to leave your mortgage considerations to a professional.

Filed Under: Home Mortgage Tips, Loan Tips Reno Tagged With: Home Mortgage Tips, Interest Rates, Mortgages

Everything Homeowners Need To Know About Down Payments

February 23, 2022 by Jim Potts

Buying a house is an exciting time, but homeowners also need to make the best financial decision to meet their needs. One of the biggest decisions potential homeowners will face is how much money to put down.

Filed Under: Mortgage Tagged With: Down Payment, Interest Rates, Mortgage

Buying A Second Home As A First Home: What To Know

January 25, 2022 by Jim Potts

Many first-time homebuyers are having a difficult time finding the right purchase. Therefore, a new trend is catching on. Some people are renting in the city, where property values are more expensive. Then, they buy a vacation home in the suburbs. Is it smart to buy a second home as a first home?

Filed Under: Mortgage Tagged With: Interest Rates, Second Home, Vacation Home

FOMC Statement: Fed Predicts 2 Interest Rate Hikes in 2023

June 18, 2021 by Jim Potts

The Federal Open Market Committee of the Federal Reserve said in its post-meeting statement that the Federal Reserve expects to raise its benchmark interest rate range twice during 2023. No rate changes will be made during 2022 as the economy continues to recover from the Covid-19 pandemic. The Fed's current interest rate range is 0.00 to 0.25 percent.

Filed Under: Financial Reports Tagged With: COVID 19, Inflation, Interest Rates

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Jim Potts

Jim Potts


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  • Navigating A Market With Higher Interest Rate
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