Jim Potts

Synergy One Lending

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How to Run a Quick Financial Health Check Before You Apply for a Mortgage

April 13, 2023 by Jim Potts

Are you planning on using a mortgage to help cover the cost of a new home? If so, you will want to prepare your finances and figure out how you will manage all those wallet-draining monthly expenses. Let's take a look at how to run a quick financial health check to ensure you are ready to apply for a mortgage.

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage Tips, Real Estate

3 Things That Will Absolutely Kill Your Chances for a Mortgage Approval

March 24, 2023 by Jim Potts

Avoid these three mortgage-killing habits while your lender evaluates your loan and you'll quickly find yourself holding the keys to your new home.

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

Understanding Mortgage Pre-Approvals and How to Avoid Being Declined for One

March 21, 2023 by Jim Potts

How does a mortgage pre-approval work, and how can you make sure you won't be declined when you apply? Here's what you need to know.

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

Thinking About a New Home? 3 Reasons Why a Mortgage Will Be the Best Money You Ever Borrow

February 15, 2023 by Jim Potts

In these days of low interest rates, it can be a great idea to get into the real estate market and invest in a home. However, if you don't have the funds saved up to buy a home outright, it may seem like more of a burden than it's worth. The good news is that you might qualify for a mortgage loan, which tend to come with more favorable terms than a traditional bank loan. Here are three reasons why a mortgage might just be the best money you ever borrow.

Filed Under: Loan Tips Reno Tagged With: Down Payments, Home Mortgage Tips, Mortgage

3 Reasons Why Buying an Investment Property Is the Best Way to Build Your Net Worth

February 10, 2023 by Jim Potts

Whether you have recently graduated from college or are getting close to retirement, it's likely that you have given some thought as to how you can grow your net worth. You might have invested in stocks, picked up a few bonds or have a 401(k) plan set up to help fund your retirement. But have you considered buying real estate as part of your portfolio?

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage, Real Estate Investing

On Time, Every Time: How Being Late on Monthly Payments Can Affect Your Mortgage

January 25, 2023 by Jim Potts

Are you the type of person that struggles with remembering to pay their bills on time? You're not alone. People across the country regularly submit late monthly payments, inflicting terrible damage to their credit. Let's take a quick look at how paying your monthly payments late can have a negative impact on your mortgage.

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

In a Hurry to Buy a Home? Speed Your Mortgage Approval up by Following This Checklist

January 13, 2023 by Jim Potts

Have you finally found your dream home after months of searching, only to discover that the seller has received other offers? Few circumstances can raise your stress level as much as finding yourself in a bidding war against another buyer. However, being unprepared by not having your finances in order can make the situation even worse.

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Owning vs Renting: Why High Rents Are Worse Than a Mortgage over the Long Term

January 5, 2023 by Jim Potts

If you're at the stage in life where home ownership is nearly within your reach, you're probably wondering whether you should start looking for a home or whether you should just keep renting. So why is paying a high rent a worse option than buying a house and getting a mortgage? Here's what you need to know.

Filed Under: Loan Tips Reno Tagged With: Home Mortgage Tips, Mortgage, Renting

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Jim Potts

Jim Potts


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