Jim Potts

Synergy One Lending

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Does Your Homeowner’s Insurance Policy Cover Storm Damage?

September 8, 2023 by Jim Potts

If you own a home, you must make sure it is properly protected. Hazards can change throughout the year, and one of the biggest threats during the spring is the arrival of frequent thunderstorms. If your home is damaged by a severe storm, it might be covered by your homeowner's insurance policy. You need to take a closer look at your policy to see if you have the right coverage.

Filed Under: Loan Tips Reno Tagged With: HOI, Home Ownership, Storm Damage

Quick and Simple Home Improvements: Transform Your Space with Ease

July 28, 2023 by Jim Potts

Quick and Simple Home Improvements: Transform Your Space with EaseWhen it comes to home improvements, you might envision lengthy renovation projects or a significant investment of time and money. Not all home improvements have to be big projects. There are many quick and simple changes you can make to transform your space without breaking the bank or disrupting your daily routine.

Fresh Coat of Paint:

One of the most effective and budget-friendly ways to revitalize any room is by applying a fresh coat of paint. A new color scheme can completely transform the ambiance, making it brighter, cozier, or more sophisticated. Choose colors that align with your desired mood and consider using accent walls to create focal points. Painting is a relatively simple DIY task that can be accomplished in a weekend, and the impact it has on your home is significant. read more

Filed Under: Homeowner Tips Tagged With: Home Improvement, Home Ownership

You Closed On A House: Do You Or Your Lender Own It?

July 8, 2022 by Jim Potts

You were able to find a house and successfully close on it, so congratulations on becoming a homeowner! Then, you pause for a second and think: does your lender own your house? Some people believe that if they only put 20 percent down on a house, the lender actually owns the other 80 percent. Does this mean that your lender still owns a large portion of your house? This is not the case, but there are some caveats that you need to keep in mind.

Filed Under: Loan Tips Reno Tagged With: Home Ownership, Lenders, Mortgage

The Majority Of Millennials Plan On Buying A House In The Next Few Years

June 7, 2022 by Jim Potts

During the past year, the housing market has been on fire. There are not a lot of houses for sale, many people are interested in moving, and there is a rising demand from the people who put off moving during the coronavirus pandemic.

Filed Under: Mortgage Tagged With: Home Ownership, Millennials, Mortgage

The Average Length Of Homeownership For Most Families

August 26, 2021 by Jim Potts

It is critical for everyone to find a home that is right for them. Given the current lack of inventory, this can be a significant challenge. Fortunately, the National Association of Realtors (NAR) keeps track of numerous market aspects, including how long the average family stays in a home.

Filed Under: Mortgage Tagged With: Economy, Home Ownership, Mortgage

Buying a Home While Relocating is a Smarter Choice

April 22, 2021 by Jim Potts

The idea of buying a home is challenging enough as the process requires a lengthy approval validation, paperwork, financing, and the actual move with logistics. However, when one really looks at what typically occurs with relocation, buying versus renting can start to make more sense over time.

Filed Under: Mortgage Tagged With: Home Ownership, Mortgage, Renting

Keep The Dream Of Owning A Home Alive

September 2, 2020 by Jim Potts

For many people, owning a home is their dream. The COVID-19 pandemic has impacted the entire country and has left many people wondering if they can still afford to own a home.

Filed Under: Mortgage Tagged With: Buying a Home, Home Ownership, Mortgage

3 Pros And Cons Of Renting Or Owning A Home

April 2, 2019 by Jim Potts

Home ownership is highly valued in our culture. However, buying a home isn't the best decision for everyone. Examine the differences between owning and renting your home to help you decide if now is the time to buy.

Filed Under: Real Estate Tagged With: Home Ownership, Market Trends, Real Estate

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Jim Potts

Jim Potts


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Call (760) 337-8100
NMLS# 227144
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