Jim Potts

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NAHB: Home Builders Concerned Over Housing Market Conditions

November 17, 2022 by Jim Potts

The National Association of Home Builders' Housing Market Index for November showed builders' growing concerns over U.S. housing market conditions. November's index reading dropped five points to 33 as compared to October's reading of 38 and the November 2021 reading of 83.

Filed Under: Loan Tips Reno Tagged With: Market, New Homes, Real Estate

Is It Best To Put Down A Large Down Payment, Or Be Agile With Your Savings?

May 20, 2022 by Jim Potts

Putting down the largest sum of money at your disposal might seem like the best way to go when it comes to your mortgage down payment.

Filed Under: Mortgage Tagged With: Home Buying, Mortgage, Real Estate

Is It Best To Put Down A Large Down Payment, Or Be Agile With Your Savings?

May 20, 2022 by Jim Potts

Putting down the largest sum of money at your disposal might seem like the best way to go when it comes to your mortgage down payment.

Filed Under: Mortgage Tagged With: Home Buying, Mortgage, Real Estate

Housing Needs May Change Following Retirement

December 14, 2021 by Jim Potts

Life has changed for a lot of people during the past few years. Some people reached retirement age while other people decided to retire early due to other reasons. As the baby boomer generation reaches retirement age, millions more people are going to retire during the next few years. As a result, they might be thinking about moving to make some of their dreams come true. At the same time, retirement might change what people need in a home. What are some of the most important factors retirees need to consider when looking for a home?

Filed Under: Mortgage Tagged With: Mortgage, Real Estate, Retirement

Getting Your Mortgage Application Approved As A Self-Employed, First-Time Homebuyer

October 6, 2021 by Jim Potts

A significant number of people are self-employed, which means they might be relying on this income to apply for a mortgage. It is true that people who are self-employed may face additional challenges when trying to get approved for a home loan when compared to someone with traditional W2 income, these are obstacles that can be overcome. With the right qualifications and documentation, even first-time homebuyers who are self-employed should be able to qualify for the home loan they need.

Filed Under: Real Estate Tagged With: First Time Home buyer, Real Estate, Self Employed

Reviewing The Basement Options For Homeowners: What To Know

September 23, 2021 by Jim Potts

Even though not every home has a basement, those that do usually fall into one of three categories. The most common examples of basements include poured concrete, masonry block basement, and precast panels. What do homeowners need to know about the different types of bass that construction?

Filed Under: Mortgage Tagged With: Basement Types, Basements, Real Estate

The Renovations That Provide The Best Return On Your Investment

July 9, 2020 by Jim Potts

Renovating a home is not only a way to increase the family's standard of living but it can also be seen as an investment. There are multiple ways for someone to increase the value of their home and renovations are one of the most straightforward. At the same time, some investments offer a better return than others. Those who are thinking about selling their home in the future should strive to get every dollar possible. Renovations can make this happen.

Filed Under: Mortgage Tips Tagged With: Home Improvement, Real Estate, Renovation

5 Tips For Getting A Job In A New City When You Relocate

June 9, 2020 by Jim Potts

Did you just move into a new city? Transitioning to a new city is hard enough, but when you also need to find a job, it can be even tougher. Since everything is a bit new to you, there are definitely some strategies to implement that will make your job hunting easier. Here are some tips to keep in mind.

Filed Under: Mortgage Tagged With: Moving, New Job, Real Estate

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Jim Potts

Jim Potts


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