Jim Potts

Synergy One Lending

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What’s Ahead For Mortgage Rates This Week – March 13, 2023

March 13, 2023 by Jim Potts

Last week's economic reporting included Fed chair Jerome Powell's testimony to the House of Representatives, data on job growth, and weekly readings on mortgage rates and jobless claims.

Filed Under: Loan Tips Reno Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Why Should You Consider Getting An Adjustable Rate Mortgage?

March 10, 2023 by Jim Potts

If you are planning on buying a house in the near future, you have probably seen that there are multiple options available. You might even be considering an adjustable-rate mortgage, usually shortened to ARM. While many people opt for a fixed-rate mortgage, there are a few reasons to consider an ARM as well. What are some of the top advantages to keep in mind?

Filed Under: Loan Tips Reno Tagged With: ARM Loans, Loan Options, Mortgage

The Do’s And Dont’s Of Making Your Offer More Competitive

March 9, 2023 by Jim Potts

Today, the housing market is more competitive than it has ever been in the past. You may have your eyes on your dream home, but how can you make it stand out from the crowd?

Filed Under: Loan Tips Reno Tagged With: New Home, Offer, Real Estate

Manage These 3 Items Before Applying For A Mortgage

March 8, 2023 by Jim Potts

GMortgage lenders weigh the risk of getting their principal and interest paid back by looking at the qualities of the prospective borrrower. And due to the amount of money being requested and lent to purchase homes, those requirements can become daunting.

Filed Under: Loan Tips Reno Tagged With: Buyer, Home Financing, Mortgage

What’s Ahead For Mortgage Rates This Week – March 6, 2023

March 6, 2023 by Jim Potts

Last week's economic reporting included readings from S&P Case-Shiller home price indices, data on pending home sales, and weekly readings on mortgage rates and jobless claims.

Filed Under: Loan Tips Reno Tagged With: Financial Report, Jobless Claims, Mortgage Rates

What Are The Benefits And Drawbacks Of Putting 20 Percent Down On A Home Purchase?

March 3, 2023 by Jim Potts

Several generations ago, lenders required home buyers to have a 20 percent down payment in order to get a mortgage. While there were a few options out there for people who couldn't save this substantial amount, the reality was that for the majority of people, the 20 percent down was a requirement.

Filed Under: Loan Tips Reno Tagged With: Down Payment, Mortgage, Piggyback Loan

S&P Case-Shiller: December Home Price Growth Slows

March 2, 2023 by Jim Potts

Home price growth slowed in December according to the S&P Case-Shiller 20-City Home Price Index. Year-over-year home prices rose by 4.6 percent in December as compared to November's reading of 6.8 percent growth. Rising mortgage rates caused home prices to dip as potential buyers delayed home purchases and demand for homes fell.

Filed Under: Loan Tips Reno Tagged With: Case Shiller, Financial Report, Home Prices

The Top Benefits Of A Single Close Construction Loan

March 1, 2023 by Jim Potts

If you are thinking about building your own home, you might be wondering how construction loans work. There are plenty of options available, but one of the most popular choices is a single-close construction loan.

Filed Under: Loan Tips Reno Tagged With: Construction Loan, Interest Rates, Mortgage

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Jim Potts

Jim Potts


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