Jim Potts

Synergy One Lending

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The Top Reasons To Stop Renting And Buy Today

February 24, 2023 by Jim Potts

Buying a house can be expensive, and it can take a long time to save up money for a down payment; however, it might be time for you to stop renting and buy your own place. What are some of the top reasons why it might be time to put down some roots?

Filed Under: Loan Tips Reno Tagged With: Mortgage, New Home

What Items Can Change My Mortgage Pre-Approval Status?

February 23, 2023 by Jim Potts

When you are purchasing a home, your lender may recommend you obtain a mortgage pre-approval before you find the home of your dreams. There are some benefits to being pre-approved before you find a home, but oftentimes, people confuse pre-qualifications with pre-approvals.

Filed Under: Loan Tips Reno Tagged With: Assets, Mortgage, Pre-Approval

The Job Of A Mortgage Loan Originator

February 22, 2023 by Jim Potts

Do you want to purchase a house? If you cannot pay cash for your house, you will need to apply for a mortgage. A mortgage loan originator can help you find the right mortgage to meet your needs. What are some of the job duties of a mortgage loan originator, and how can they help you with the financing process?

Filed Under: Loan Tips Reno Tagged With: Loan Officer, Mortgage, Serices

What’s Ahead For Mortgage Rates This Week – February 21, 2023

February 21, 2023 by Jim Potts

Last week's economic news included readings on housing markets, inflation, retail sales, and data on housing starts and building permits issued. Weekly readings on mortgage rates and jobless claims were also published.

Filed Under: Loan Tips Reno Tagged With: Case Shiller, Financial Report, Jobless Claims

Buying Your First Home? Here’s Why You’ll Need to Ensure You Have a Proper Home Inspection

February 17, 2023 by Jim Potts

At the point where the buyer finds a home and decides to make an offer, the contract should be written contingent on an acceptable inspection. If serious issues are found, the buyer has the options of requesting certain items to be fixed, to be compensated for the costs of repair, for a lower purchase price or to cancel the contract.

Filed Under: Loan Tips Reno Tagged With: Buying a Home, Home Buyer Tips, Home Inspections

Why You Receive So Much Junk Mail After Closing On Your Home

February 16, 2023 by Jim Potts

Congratulations! You have finally closed on your home loan, and you are excited to get moved in. Or, you may have just refinanced your home, and you are excited to enjoy it.

Filed Under: Loan Tips Reno Tagged With: Junk Mail, Mortgage, New Home

Thinking About a New Home? 3 Reasons Why a Mortgage Will Be the Best Money You Ever Borrow

February 15, 2023 by Jim Potts

In these days of low interest rates, it can be a great idea to get into the real estate market and invest in a home. However, if you don't have the funds saved up to buy a home outright, it may seem like more of a burden than it's worth. The good news is that you might qualify for a mortgage loan, which tend to come with more favorable terms than a traditional bank loan. Here are three reasons why a mortgage might just be the best money you ever borrow.

Filed Under: Loan Tips Reno Tagged With: Down Payments, Home Mortgage Tips, Mortgage

What To Know About The 2-1 Buydown Program

February 14, 2023 by Jim Potts

You are probably excited to close on your home, but you may have also seen that your interest rate might be a bit higher. If you are looking for a way to save money, particularly if you have a lot of work to do on the home, you might be looking for a way to reduce your interest rate during the first couple of years. One option is to perform a 2-1 buydown. What do you need to know about this option, and how do you know if it is right for you?

Filed Under: Loan Tips Reno Tagged With: 2-1 Buy down, Mortgage

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Jim Potts

Jim Potts


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Call (760) 337-8100
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Latest Articles

  • Mortgage Interest Rate Versus APR: What To Know
  • Navigating A Market With Higher Interest Rate
  • Understanding Mortgage Pre-Approvals and How to Avoid Being Declined for One
  • What’s Ahead For Mortgage Rates This Week – March 20, 2023

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