Jim Potts

Synergy One Lending

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FICO Scores and Your Mortgage: How to Bump Your FICO Score to Secure a Better Mortgage Rate

September 3, 2021 by Jim Potts

Is your credit score holding you back from getting the best rate on your next mortgage? Here are a few easy and effective tips to help you get your credit score to where you want it to be.

Filed Under: Mortgage Rates Tagged With: FICO Scores, Mortgage Affordability, Mortgage Financing

3 Reasons Why the Lowest Mortgage Interest Rate Isn’t Always Your Best Option

May 18, 2021 by Jim Potts

One of the more common methods that home loan applicants use to find the best loan program available is to compare interest rates, but choosing the lowest rate possible is not always the best option available. In fact, in some cases, it may be one of the least advantageous options when all factors are considered.

Filed Under: Mortgage Rates Tagged With: Home Mortgage Tips, Interest Rates, Mortgages

Variable-Rate VS. Fixed-Rate Mortgages – Which Is Better For Your Financial Situation?

February 19, 2021 by Jim Potts

If you are thinking about applying for a mortgage, it is important that you consider all of the options carefully and that you understand the key differences between them. Let's compare variable-rate and fixed-rate mortgages to see which might be the best in your situation.

Filed Under: Mortgage Rates Tagged With: Home Mortgage Tips, Interest Rates, Mortgages

Understanding The Key Factors That Affect Your Mortgage Interest Rate

February 18, 2021 by Jim Potts

When you initially start shopping for a home mortgage, you may be drawn to advertisements for ultra-low interest rates. However, the unfortunate truth is that all too often, mortgage applicants are unpleasantly surprised and even disheartened to learn that they do not qualify for the advertised interest rate.

Filed Under: Mortgage Rates Tagged With: Home Mortgage Tips, Interest Rates, Mortgages

How Low Can They Go: With Mortgage Interest Rates Low, Should You Refinance?

January 13, 2021 by Jim Potts

Do you have a mortgage? In today's blog post we'll explore the topic of mortgage refinancing, including when you should consider refinancing and how to take advantage of low interest rates.

Filed Under: Mortgage Rates Tagged With: Interest Rates, Mortgage Refinancing, Mortgages

Jim Potts

Jim Potts


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Call (760) 337-8100
NMLS# 227144
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