Jim Potts

Synergy One Lending

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The Top Questions To Ask A Mortgage Lender

July 27, 2022 by Jim Potts

With many people interested in taking out a home loan, it is critical for potential homeowners to think carefully about which loan structure is right for them.

Filed Under: Loan Tips Reno Tagged With: Credit Score, Mortgage, Mortgage Insurance

Do You Need Mortgage Insurance Even If It’s Not Required By Your Lender? Let’s Take A Look

December 29, 2021 by Jim Potts

Most loan applications with less than 20% down payment are required to include mortgage insurance with the loan. However, mortgage insurance may still be needed, even if it's not typically required by your lender.

Filed Under: Home Buyer Tips Tagged With: Mortgage, Mortgage Insurance, Mortgage Loans

What is an FHA Streamline Refinance?

October 19, 2021 by Jim Potts

FHA borrowers have an exceptional program available to them called the FHA streamline refinance. It's a simple way to get a lower mortgage payment and/or lower rate, but it's not for everyone.

Read this guide to learn all about FHA streamline refinance and how it works.

Filed Under: Mortgage Tagged With: FHA, Mortgage, Mortgage Insurance

3 Reasons Why the Cost of Title Insurance is Worth the Investment

September 2, 2021 by Jim Potts

Title insurance protects the owner of a home from any claim made against their property, whether or not they are responsible. These include unpaid mortgage balances on the home, an improper foreclosure or any form of real estate fraud perpetrated by the seller.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Insurance, Mortgages

Do You Need Mortgage Insurance Even if It’s Not Required by Your Lender? Let’s Take a Look

February 5, 2021 by Jim Potts

Most loan applications with less than 20% down payment are required to include mortgage insurance with the loan. However, mortgage insurance may still be needed, even if it's not typically required by your lender.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Insurance, Mortgages

Understanding Title Insurance and How It Impacts Your Mortgage Loan

October 9, 2020 by Jim Potts

Title insurance protects you and your lender from title disputes and other ownership issues that may arise. Here are just a few ways that title insurance can impact your mortgage.

Filed Under: Mortgage Tips Tagged With: Mortgage Insurance, Mortgages, Title Insurance

The Importance of Reviewing Your Insurance Policies During The COVID-19 Pandemic

August 14, 2020 by Jim Potts

The COVID-19 pandemic has taken the world by storm. Millions of people all over the world have been infected and businesses have ground to a halt. During this time, it is important for everyone to take a breath, pause, and look at their insurance policies.

Filed Under: Mortagage Tips Tagged With: COVID19, Insurance Review, Mortgage Insurance

A Breakdown – The Difference Between FHA, VA and USDA Mortgages

June 30, 2020 by Jim Potts

Are you thinking about using mortgage financing to buy a new home? If so, you've likely heard about mortgage insurance policies requirements and you may be wondering how they will affect you. In today's blog post we'll explore mortgage insurance and explain the difference between conventional, FHA, VA and USDA mortgage insurance policies.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Insurance, Mortgages

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Jim Potts

Jim Potts


Branch Manager
Call (760) 337-8100
NMLS# 227144
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